Elevating What Matters.
Simplifying the Rest.™
Personalized guidance around the retirement, tax, and investment decisions that shape life and legacy.
Chad & Jessica · Co-Founders
Personalized guidance around the retirement, tax, and investment decisions that shape life and legacy.
“Our clients play significant roles in the lives of their loved ones. They devote so much time to the people who depend on them that their own financial decisions, often the most complex ones, get put off or rushed.
At Winnacle Wealth, we build a One-Page Plan with each client that puts their priorities in view and identifies the next most important decision. Then, we help them take action. With the financial side of their lives handled, they can do even more for their families and the causes they care about.”
Chad Castle, RICP®, ChFC® · Co-Founder
Households building toward retirement, or already there. The plan covers Social Security timing, withdrawal order, healthcare, and the years to come.
Equity holders facing vesting, exercise, or liquidity decisions. ISOs, RSUs, ESPPs, AMT, concentration risk, capital gains management, and more.
Divorce, widowhood, career change. The Winnacle practice for these moments is JustHer®, built around the transition itself.
Winnacle Wealth™ is a locally owned, independent investment advisor firm in Central Texas. As a fiduciary, we're legally required to act in your best interest. Our practice is built on financial planning, tax planning, and investment management. Our values are rooted in faith, family, and simplicity.
“The advice we give you is the advice we'd give our own families.”
Jessica Burch, MBA, CFP® · Co-Founder
We offer a wide range of services, organized into three groups: Plan, Invest, and Protect. Our process is designed to address your needs today, and adapt alongside them in the future.
Cash flow, goals, decisions, and sequencing in one connected picture.
Spending what you've saved. Social Security timing, withdrawal order, tax exposure.
Year-round tax strategy, not April-only — plus in-house tax-return prep for our clients every year (clients only, never the public).
Earning, spending, short-term saving running without you thinking about it.
Portfolios that match your plan, timeline, and tax picture.
ISOs, RSUs, ESPPs, AMT. For SpaceX employees and other equity holders.
529s, custodial accounts, the right vehicle for the right horizon.
Life, disability, long-term care built into the plan, not bolted on.
Wills, trusts, healthcare directives, beneficiary designations.
Donor-advised funds, charitable trusts, Qualified Charitable Distributions.
15 minutes to figure out which of these your plan needs.
Most of our clients met us in a classroom first. The next session is open.
We've taught retirement planning at McLennan Community College every semester since 2012.
Taught by Chad and Jessica. Classroom format. Plenty of time for questions.
Night 1 · Mon Nov 2, 6:00–8:30 PM
Night 2 · Mon Nov 9, 6:00–8:30 PM
Fee: $29 per person · Venue: McLennan Community College, Waco, TX
Register at MCC →
Money decisions during a transition feel different. Divorce, widowhood, career change, taking ownership of finances after a partner managed them. Most advisors design services for steady states. JustHer® is the practice I built around the transition itself.
— Jessica Burch, MBA, CFP®
Straightforward guides for the decisions that matter most.
The one-page reference we pull up in nearly every client meeting: how each type of income and account is taxed, side by side, and why the order you draw from them matters as much as how much you've saved.
Download the Guide →The step-by-step for high earners, plus the pro-rata trap that can break your strategy.
Download →Who inherits what, and how to keep beneficiary designations aligned with your plan.
Download →Wills, trusts, POAs, and the estate vocabulary every household should know.
Download →
Chad Castle, RICP®, ChFC®
Co-Founder
Chad has served families in financial services since 1995. His work is built around simple, efficient, and transparent planning that helps clients make wise decisions for retirement, family, legacy, and the life they want to build.
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Jessica Burch, MBA, CFP®
Co-Founder
Jessica helps individuals and families navigate the financial decisions that come with retirement, life transitions, and building a lasting legacy. She combines technical expertise with a thoughtful, relationship-driven approach, helping clients gain clarity, confidence, and peace of mind.
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Steven Fleuriet
Planning, Compliance & Marketing
Steven brings a background in ethics, compliance, risk management, and personal finance to the Winnacle team. He helps support the planning process, strengthen our compliance work, and keep the client experience clear, organized, and practical.
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Samantha Ocanas
Operations & Medicare Planning
Samantha helps clients navigate Medicare and insurance decisions with care, patience, and a focus on finding the right fit. She brings a strong customer service background and a heart for helping people feel confident, understood, and well cared for.
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Alden Abshire
Associate
Alden is a Waco native and Baylor graduate who returned home after several years with J.P. Morgan Private Bank in Dallas. He brings experience serving ultra-high-net-worth families and a longtime interest in investing to Winnacle Wealth.
Read full bio →If you'd like to learn more, we encourage you to get in touch with the team.
What happens next.
200 W State Hwy 6, Suite 330
Waco, TX 76712
Call or text (254) 776-8400
[email protected]
Office hours · Mon–Thu, 8:30 AM – 5:00 PM
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