Steven Fleuriet

Steven Fleuriet

Planning, Compliance & Marketing


Steven is a Waco native who earned both his Bachelor of Science and Master of Science degrees from Sam Houston State University in Huntsville, Texas.

Before joining Winnacle Wealth, Steven spent ten years in risk-focused roles, including corporate security, occupational safety, and corporate ethics and compliance. His work eventually led him to serve as Global Director of Ethics and Compliance for a UK-based global manufacturing company.

A longtime student of personal finance, Steven changed careers to do work closer to the conversations that shape people’s real lives: retirement, taxes, investments, and long-term planning. He supports the Winnacle team through financial planning, compliance, marketing, and client service.

Steven lives in the Houston area. Outside of work, he enjoys gravel cycling, refurbishing lawn mowers, volunteering, and tackling DIY projects around the house.

Articles by Steven.


Tax Planning · September 22, 2026

How the Backdoor Roth IRA Works in 2026

A backdoor Roth IRA lets high earners fund a Roth even above the 2026 income limits. Here is how the six steps work, and the one rule that trips people up.

Steven Fleuriet

Estate & Protection · September 22, 2026

Why Beneficiary Designations Override Your Will

On a 401(k), IRA, or transfer-on-death account, the beneficiary form controls who inherits, not your will. What to check, and when to review.

Steven Fleuriet

Estate & Protection · September 22, 2026

The 2026 Annual Gift Tax Exclusion, Explained

The annual gift tax exclusion stays at $19,000 for 2026. What counts, what doesn't, when Form 709 is required, and when a gift touches your lifetime exemption.

Steven Fleuriet

Tax Planning · March 26, 2025

Lessons From the Tax Desk: Smart Moves and Costly Mistakes

Real tax-season habits that make filing smoother, and the avoidable mistakes we see most often, from a volunteer preparer's chair.

Steven Fleuriet

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